AFS 360
AFS 360 is a set of solutions that covers the lifecycle of all sorts of loans and credits, from the first stages from Onboarding to the default litigation processes.
Providing real time data analytics, our customers and make timely and accurate decisions to manage any type of product.
Onboarding
Agile and secure client onboarding solution that collects and validates personal, banking, and document data in real time. Integrates external identity verification to prevent illicit connections and streamline credit analysis while enhancing the customer experience.
Decision engine
A solution that automates and improves decision-making using rule-based processes, risk models, and external data integration. It centralizes decisions in a unified platform, ensuring accuracy, consistency, and agility while enhancing control and visibility across the organization.
Collections
A configurable solution designed for credit companies to manage debt recovery, reduce defaults, and maximize recovered amounts while maintaining effective customer management.
AML
An application that supports anti-money laundering control, fraud prevention, and alert management, aligned with regulatory and international compliance standards.
It combines filtering and monitoring models in a unified process to strengthen compliance, reduce risk, and prevent financial crime.
Origination
This is a comprehensive, high-speed solution for making loan and credit decisions across any product or entity, supporting both automated and analyst-assisted processes.
Client view
A platform that delivers a 360º view of the customer by consolidating data from all systems across the organization. It enables omnichannel communication (email, SMS, calls, WhatsApp) and supports key processes like data updates, document requests, payment management, and bill payments.
Legal
A solution for managing debt recovery and reducing defaults, designed for credit-driven businesses.
It enables automated and manual recovery strategies across all phases—from Early Collections to Litigation and Charge-offs—within a single platform.
Invoice
A tax authority–certified system that automates invoice generation, reducing manual effort, errors, and improving financial efficiency.
It supports integration with management systems, automated sending and notifications, reporting, and auditing.
Our services
We drive digital transformation and operational excellence through innovative, business-aligned solutions. Our expertise spans high-performance low-code development with OutSystems, intelligent automation, outsourcing, and human capital solutions—enabling organizations to streamline operations, boost productivity, and achieve sustainable growth.
Leveraging OutSystems, we accelerate application delivery and help businesses launch scalable, enterprise-grade solutions at speed. At the same time, our outsourcing and HR services provide access to top-tier talent and strategic workforce management, ensuring agility and competitiveness in a fast-changing market.
At ABLEWISE, we go beyond service delivery—we build long-term partnerships that fuel innovation and deliver measurable results.
Our focus is always on the real needs of our customers, the quality of the projects, solutions and, above all, on the search for continuous improvements to increase the profitability and productivity of customers and improve the user experience.
About us
Our focus is always on the real needs of our customers, the quality of the projects, solutions and, above all, on the search for continuous improvements to increase the profitability and productivity of customers and improve the user experience.
We’re founded to answer the needs of an increasingly dynamic business world, aspiring to make a real difference. We are specialized in developing differentiated and scalable solutions capable of responding to complex problems, which is more and more a necessity and a demand from customers. The solutions implemented are based on evolutionary platforms, multi-channel and multi-environment, so we can have a 360º vision.
Along our path, we have already delivered project solutions in both the public and private sectors, in areas such as banking, telecommunications and industry since 2015.
people working with us
on going projects with partners
countries in partnership
years and counting
Our vision
Through a collaborative approach, we design strategies and implement processes tailored to each client's unique challenges and goals. Whether it’s streamlining operations, enabling smarter decision-making, or leveraging cutting-edge low-code platforms, ABLEWISE is committed to delivering impactful, sustainable results that fuel innovation and efficiency.
The team
Jorge Fonte
Partner
Pedro Soeiro
Partner
Vítor Sousa
Partner
TOGETHER, LET’S SHAPE THE FUTURE OF BUSINESS
Our team is focused on Ablewise's innovative and client-centered essence, emphasizing its agility and ability to customize solutions while presenting it as both reliable and forward-thinking
Contact info
Contact number
+351 217 160 835
Address
Rua Henrique Callado nº6 Building 20, Office B21
2740-303 Leião