CrediBox is a complete solution that allows the customer to make accurate decisions about proposals or credit requests.
With CrediBox solution you can improve operational efficiency by automating manual processes.
Costs can be reduced by the allocation of resources to other activities of strategic nature, rather than just tactical challenges.
- Can be used simultaneously for making online decisions as to more caution processing, where the decision provided to the analyst serves as a guideline and is vital to the decision making process.
- It allows you to automate complex decisions with the same ease and security that a individual detailed analysis.
- Treatment capacity on a vertical level or product, such as credit cards, personal loans, car loans, housing credit, documentary credit, etc.
- It also allows the analysis and allocation of credit in terms of customer.
- It offers an information processing environment in workflow, database management, auditability, working in multi-product and multi-entities, integration of external services entities and queries in real time of the risk database.
The Credibox has a sophisticated decision mechanism, using strategies and application of models and business rules.
There may be rulebooks that feeds the Decision Engine on different series:
- Business Rules as:
- Marketing strategies application;
- Deferrals and / or Decline;
- Possibility of using calculated variables.